All the Study-Call options can be financed as CAPEX or OPEX (pay monthly). Payment solutions, like the system deployment, can also be a hybrid offer. E.g. phones and licences can be paid for up-front (CAPEX) and, where supported by a Study-Call Cloud solution, include a smaller pay monthly element. Most often, much of the costs of the Study-Call system can be covered by the savings made by the deployment of far more cost-effective line rentals and call charge agreements.